Every individual has a right to receive a statement of account from his or her bank detailing the deposits, withdrawals, the opening as well as the closing balances, and the bank charges if any. At the same time, the individual has to furnish certain information to the bank while applying for credit facilities.
RBC Bank Statement Template
The Royal Bank of Canada is a Canadian multinational financial services company and the largest bank in Canada by market capitalization. The bank serves over 16 million clients and has 86,000+ employees worldwide.
- Fully editable Photoshop template
- High quality template. Easy to customize, Layer based.
- Fonts Included
- To modify this template file you will need a photo editing software such as Adobe Photoshop!
- No Outdated Files!
This is RBC Bank Statement Template Psd photoshop editable (.psd). On this PSD Template you can put any Name, Address, License No., and everything else. You can also print this RBC bank statement sample.
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Buying and possessing This template is not illegal. However, This template is for web illustrative purpose only. The use for fraudulent purposes is prohibited. so,use the template with your own responsibility.
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This is a simple bank statement template giving you details of the deposits as well as the withdrawals made during a particular period. It shows the details of the other bank charges as well. The statement summary shows your opening as well as closing balances in addition to your personal details. You may also see Passport Templates.
The template of a Blank Bank Statement. This could be useful to anybody to understand the intricacies of the bank statement. This blank statement contains the requisite information, instructions, as well as the warnings about using the same.
> How to Request a Bank Statement?
An individual has a right to request his or her bank to provide a statement of his or her account for his perusal. The bank is under a statutory obligation to part with the information and accede to the request. There is a particular way in which one has to request for a bank statement. You may also see Bank Statement Templates.
The simplest manner would be to submit an application to the bank giving the details of the account number as well as the period for which one requires the statement. Usually, the banks have to provide one copy of the statement free. The bank is at liberty to charge a fee for any additional requirements.
> Steps Needed to Reconcile a Bank Statement
The very purpose of requesting a statement of account from the bank is to reconcile the same with your books. It may happen occasionally that the balances may not tally. There could be many reasons for the same. The bank might have debited some charges or credited an interest amount to your account. You may also see Driver License Templates.
You might not have received the information regarding the same. You may have to reduce the same from your account. At the same time, you might have issued some cheques that have not come to the bank for debiting. You have to add back these items to arrive at the correct figure. This is the purpose of preparing a bank reconciliation statement.
> Use of a Bank Statement
The bank statement would give you information about the funds available in your account. This would also detail the amounts you have received or paid during a certain period. You have a right to know the details. You could use the statement to know your correct financial status. Knowledge of the funds at your disposal would enable you to plan accordingly.
You would be able to issue your cheques for your expenses after confirming the balances. You will get an idea about the various bank schemes as well. The banks usually use the bank statements to advertise their various products. In some countries, you can use the bank statement as a proof of address as well.
Bank statements are important documents. You should preserve them carefully. The banks are under an obligation to provide you with the statement of accounts. Similarly, you have to submit your financial requirements to the bank in a prescribed format.